Blog
Graduation day is almost here!
My oldest child Victoria is about to graduate from high school, begin her first “adult” job, and then start college in the fall. My pride and excitement for her is shaded only by the whirlwind of emotions I feel as the...
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What, Me Panic? Debt Ceiling Drama
There is nothing new in the world except the history you do not know.- Harry S TrumanWe’ve been down this road before. If you were an investor in 2011, you may remember a similar threat that loomed over the news cycle and...
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The Madness of Crowds
As a long-term investor, your patience continues to be tested as we head for a bumpy landing after a very bumpy ride in 2022.No one knows what will happen; the trajectory of inflation, a recession, and we might worry about our cash in...
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Want to earn higher interest? The pros and cons!
Oh boy- short-term interest rates are up! What are the pros and cons of short-term fixed income investments, and how can I help?Short-term fixed income investments such as CDs, treasuries, and money markets, either owned individually...
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Retirement Income- One Size Fits All?
“Retirement is wonderful if you have two essentials – much to live on and much to live for.” – Author UnknownAs you approach retirement, there are many choices that come along that can be difficult to navigate...
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A January Action Plan!
Years ago when I used to work out at the Durango Rec center every day, I’d get tickled at the beginning of January when the exercise equipment would be completely occupied- for about a month! Now I find that I’m one of...
Read MoreYear-End Greeting from Rachel Kuss
Dear Friends and Valued Clients-Here at year-end I am reaching out to you, full of gratitude. It is a joy to get to know you better each year as we walk together on your journey toward financial freedom.I’m happy to say that...
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Honoring Veterans Day
On November 11, we honor the bravery and sacrifice of the men and women who have served America in the armed forces. This federal holiday – Veterans Day – is a time to reflect on their courage.Please take a moment this...
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Is this bear about to hibernate?
Here’s the bear- in my front yard. I’ll be glad to see the backside of another bear too- the bear of 2022!
Read MoreNew Retirement Contribution Limits for 2023
The Internal Revenue Service has released new limits for the coming year. After months of high inflation and financial uncertainty, some of these cost-of-living-based adjustments have reached near-record levels.Individual Retirement...
Read MoreCharting a Course through Choppy Waters- It’s a Marathon, Not a Sprint!
Just a poking a little fun at all the metaphors thrown around in the wealth management business. Have your financial goals changed? If your destination hasn’t changed, then neither has your course for the journey...
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1% Moves in S&P 500
If you’ve felt like stock prices were a little more volatile in 2022 than in recent years, your “spidey senses” are right on the money.The S&P 500 has posted 81 daily moves of at least 1% through August. Of those...
Read MoreThe Seduction of Pessimism
Happy Friday! Lower inflation hopes lifted the markets up over several days last week, only to be shaken back down this week by the data. I would like to present another idea from the book “The Psychology of...
Read MoreFines versus Fees
In my last article I wrote that the behavioral aspect of investing is critical to long-term success. I realize enough people are still struggling with certain concepts during this difficult year that I felt it would be worthwhile...
Read MoreHappy Fall!
Happy Fall! I finally stopped saying “I love summer” or “I love fall” because I realized I don’t have a favorite; what I do love is the change from one season to another. I’m always ready...
Read MoreWhere There's A Will
"Where there's a will, there's a way." Sage advice that applies not only to our lives but to your estate strategy.When was the last time you reviewed your will or estate strategy? August is National "Make a Will" Month, an excellent...
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Midyear Outlook 2022 | Navigating Turbulence | July 12,2022
Midyear Outlook 2022 | Navigating Turbulence | July 12,2022Find the smoothest path towards your financial goals for the second half of 2022 with LPL Research’s Midyear Outlook 2022: Navigating Turbulence. READ MORE The...
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