Independent Advice: As an independent advisory practice, I am able to provide objective, professional advice and recommendations based on your clearly defined needs and objectives.  I put my clients' best interests above my own and will not recommend products, investments, or services that are not needed or suitable.

Quality Service: I am committed to providing prompt, courteous, and proactive attention to all clients.  I will respond to all communications and requests for help or information in a timely manner.  I meet with all clients at least annually for financial plan and investment reviews, and am available to answer any questions as they arise.

Confidentiality: I uphold the strictest level of confidentiality with clients' personal and financial information.

Transparency: All clients have the right to know the costs of my services, and I strive to make this as clear as possible.  I will answer any questions in the clearest possible way.

Ongoing Education: Participating in the financial planning process, forming reasonable expectations, becoming informed about normal market cycles, and a basic understanding of the investments is critical in working towards a successful journey.  I take as much time as necessary to ensure that my clients understand what, why, when, and how steps will be taken to execute their financial plan and investment strategy.